Depending upon the type of insurance and special policy terms you carry, your benefits may vary. We will do our best to ensure that you receive all benefits for which you are entitled. Any deductibles, co-insurance and non-covered services, which are the patient’s responsibility to pay, will be due upon discharge. Although we do accept assignment of insurance benefits, the entire bill is still your responsibility. If in 30 days from billing the hospital has not received payment from your insurance company, you are expected to make payment in full. If at a later time the insurance company pays the bill to the hospital, the hospital will refund to the guarantor any money due him. We do offer convenient online bill pay which is a secure method to make a payment.

If you are in need of assistance, you may be eligible for the
 financial assistance program.




The patient’s responsibility is any deductible, co-insurance and non-covered services by Medicare. Since Medicare billing is time consuming, upon discharge you will be expected to pay the deductible and non-covered charges. Co-insurance will not be determined until Medicare has paid after which any balance remaining will be billed to you.

  • Aetna/Coventry Health Care
  • Clear Spring Health of Illinois
  • Health Alliance Medical Plan
  • Humana
  • Live360 Medicare
  • Molina Healthcare
  • United HealthCare Midwest (UHC)
  • WellFirst Health



If you are 18 or older, you are responsible for a co-insurance amount of $3.00 per day for each day you are in the hospital, any non-covered services, and any spend-down amount determined by the Department of Public Aid. These amounts are due upon discharge.

  • Aetna Better Health
  • Blue Cross Community Health Plans
  • Molina Healthcare

Patient’s Responsibility


The guarantor is responsible for the entire bill for services rendered at HSHS Good Shepherd Hospital. Your bill is due and payable upon discharge.

Forms of Payment


To assist you in the payment of your bill we accept VISA, Master Card, and Discover Card as well as cash. If you need to and are unable to make financial arrangements for your bill outside of the hospital, we offer a payment by contract agreement. Your Patient Representative will be glad to help you make the necessary financial arrangements needed for payment of your bill.

Insurance Plans Accepted

We are a participating hospital for all insurance plans; however, for a select few, we may not be listed as a preferred provider. Below is an abbreviated listing of the plans we participate in as a preferred provider.

If you do not see your carrier listed, or if you have questions about your coverage, please call the number on the back of your insurance card or (217) 774-3961. If you are in need of financial assistance, please review our financial assistance program information.

  • Live360/Health Choices
  • Live360/Medical Associates Health Plan
  • 6 Degrees Health
  • Aetna
  • Blue Cross Blue Shield of Illinois PPO
  • Blue Choice Preferred PPO (BCE)
  • Cigna Healthcare
  • Claim DOC, LLC
  • Consociate Care
  • Corvel
  • Coventry Health Care
    • Coventry National Network
    • First Health Network
  • HFN, Inc.
  • HMOI Site #470
  • Health Alliance Medical Plans
  • Healthlink
  • Hope Trust
  • Humana
  • Multiplan
    • Beech Street
    • PHCS
  • Provider Network of America (PNOA)
  • United Healthcare of the Midwest (UHC)
  • Veterans Administration
  • Veteran Choice Program (VCP)
  • WellFirst Health (Exchange Plans)

  • Ambetter of Illinois
  • Blue Choice Preferred PPO (BCE)
  • Health Alliance Medical Plan